Your child is eligible for a Child Trust Fund (CTF)account as long as:
Children born between 1 September 2002 and 5 April 2005 had to be living in the UK on or after 6 April 2005 to be entitled to the CTF.
There are of course some specific cases which these rules do not necessarily cover, where parents or children are living outside the UK, or for non-UK citizens:
Children of Ministry of Defence families and other UK Crown servants
Children who live outside the UK who get UK Child Benefit
Children who left the UK before the CTF was launched
Children with CTF accounts who move away from the UK
EU citizens living in the UK
What you can do if your child is not eligible
Your child is eligible. What next?
Special arrangements for looked after children
Death of a child