Child Trust Fund calculator

This calculator allows you to estimate the final value of the Child Trust Fund (CTF) account when the child turns 18. Please remember:

the calculator can only give you an idea of the final value
there is no guarantee that the child’s CTF account will reach the value shown by the calculator. The final value may be higher or lower. It estimates final values for the three categories of CTF investment
the calculator does not deal with the issue of investment risk, and is not investment advice. It is not a basis on which to reach investment decisions.

Important information about how the calculator works

Types of account

CTF Calculator

Please fill in the mandatory fields (*) and then press "Calculate". The results given by this calculator are estimates only - please see above.

Your Child

Date of Birth^*

Day Month Year

Your Account

Type of Account^*

Savings: Shares: Stakeholder:

Management Charge (%). This must be between 0 and 10 % and have only one decimal place.

There is no management charge on savings accounts. The interest rate a provider offers you takes account of this charge.

Management charges on shares accounts can vary and can be more than 1.5% per year.

Management charges on stakeholder accounts can vary but cannot be more than 1.5% per year.

Current value of account (£)^*

Government Contribution At Age 7

The Government will make a further payment of £250 when the child reaches age 7, with children from lower-income families receiving an additional £250. This will be paid directly into CTF accounts.

Age 7 payments and eligibility.

Value of Government payment at Age 7

£250 GBP: £500 GBP: Not entitled:

Your Contribution

Regular contribution frequency

Monthly: (max value £100)

Yearly: (max value £1200)

Regular contribution value (£)